An Introduction to Ethical Investing
Ethical investing is, simply put, investing while taking into consideration your personal beliefs or your ethics. Because it is personal, it means that ethical investing is subjective as what is ethical to one person might not be ethical to anothe ...
An Introduction to the Basics of Economics
Economics, as defined by the dictionary, is the science that is concerned with the process or system by which goods and services are produced, sold, and bought. As it is, the general perspective of Economics is that its is the study of the economy ...
Inflation is the sustained increase in the overall level of products and services in an economy over a particular time period. Expressed as percentage, the purchasing power declines as inflation rises. On the other hand, the purchasing power climb ...
In the United States, the inflation rate was 0.2% through the 12 months ended July. In the United Kingdom, inflation was 0.1% in July. How is inflation measured? What are the metrics used in gauging inflatio ...
Getting to Know The Federal Reserve
The world’s largest economy in the world is the economy of the United States and running it, keeping it in check, and making sure that it does not weaken, are responsibilities taken up by the Federal Reserve System. A knowledge about who the ...
Inflation and Investments
“How does inflation affect my investments?” Most investors ask this question, particularly retirees who rely on fixed income for their daily living. The impact of inflation depends on th ...
Introduction to Inflation
I asked my grandparents about the cost of living during World War II. They told me people during that period could buy a house for $5,000, a car for $1,100 or a loaf of bread for $0.15. Today, the average salary of $2,400 in 1942 is equivalent to ...
Macroeconomics: A Brief History
Macroeconomics is a branch of study under Economics that deals with the economy’s growth and the way it behaves. It examines nationwide phenomenon with aggregated indicators that affect the whole economy such as unemployment rates, gross dom ...
Macroeconomics: Basic Concepts
The concepts involved in macroeconomics focus on three fields, including national output and income, unemployment, and inflation and deflation. These three aspects are central in economic theory. Using these indicators, researchers are able to cre ...
The Concepts of Economics: Scarcity
To fully grasp the essence of what economics is, we must first understand the concept of scarcity along with the branches of study under economics that are macroeconomics and microeconomics. All of the succeeding discussions regarding economics wi ...
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Finance for Individuals
An Actuary Needs to Master these Skills
Actuaries assess the financial insinuations of risk and uncertainty, as well as predict future events based on previous occurrences by looking at a client’s application and medical records. I n essence, these professional statisticians seek to minimize an individual’s exposure to risky scenarios, or the expense of such exposure at the very least.
Sell Your Bond Holdings - Now
When the going gets tough, sell your bonds. Here’s why. This is the most apparent and important sell signal: when interest rates are slated to increase significantly. As of present, officials from the Federal Reserve, the European Central Bank, and other major central banks point to rate liftoff.
New and Easier Ways to Obtain a Mortgage
Great news for all mortgage seekers: Fannie Mae and Freddie Mac unveiled rules which could open the mortgage market to people who have not-so-impressive credit score. Her e are some of the changes: A third-party arbiter, not the two government-chartered agencies, will decide on a disaccord between the lender and Fannie Mae or Freddie Mac.
Taxation in Finance
Getting Married Soon? Organize Your Financial Matters
Marriage is one of the most significant, wonderful milestones in a person’s life. There are so many new and wonderful things to look forward to, such as spending the rest of your life with th e significant other, building your own family, and taking care of your home and children.
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