ADJUSTED LIABILITIES
An insurance company's liabilities which is different from the statutory liabilities of the company due to its adjustment. It calculated by picking the statutory liability and deducting the asset valuation reserve and the interest maintenance reserve. The statutory liabilities are the liabilities of the company as determined by the accounting rules applicable. The National Association of Insurance Commissioners (NAIC) obligates the insurance companies to preserve the aforementioned reserves to cushion for potential credit and equity losses. This definition is exclusive only to the insurance industry.
POPULAR TERMS
Specific-Shares Method
Specific-shares method is a personal financial accounting whose purpose is to cut down realized capital gains for multiple stock or mutual fund pur ...
Voting Trust Certificate
Voting Trust Certificate is a document issued by the limited-life trust of a corporation, which is created to limit the control of a corporation to ...
Sample Selection Bias
Sample Selection Bias is a type of bias resulting from the selection of non-random data meant for statistical analysis.
Combined Loan to Value Ratio - CLTV Ratio
Ratio determining the default risk of a potential homebuyer if he would purchase a home using multiple mortgages. In general, creditors are willing ...
Contagion
Possibility a significant economic changes in a country will spread to other nations. It pertains to the spread of either an economic boom or econo ...
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Ethical Investing: Environmentally-Conscious Investing
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What is the Standard Moving Cost?
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Buying a Home: Determining the Amount You Can Afford
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