ADJUSTED PREMIUM METHOD
A calculation method exercised to arrive at the cash surrender value (CSV) of an insurance policy. Adjustments Premium Method procedures:
- compute for the first-year expense allowance
- Get the Adjusted Premium
- The Adjusted Premium must be substituted for the Net Level Premium employed in the equation to come up with the Prospective Reserve.
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Cum Dividend
Share price which entails the right to receive the next dividend that is declared but not paid. Opposite of ex dividend.
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Principal Shareholder
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Tangible Common Equity Ratio - TCE
Ratio used in gauging the extent of losses a bank can take before wiping out a shareholder equity. It is computed by getting the value of the compa ...
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