ANNUITY TABLE
A method to determine the present value of a structured number of payments. An annuity table gives a factor, based on a discount rate and on time, by which the annuity payments can be multiplied to come up with its present value. For example, an annuity table may can be employed to arrive with the current value of an annuity that paid $10,000/year within 15 years if the interest rate is anticipated to be at 3%. computer software and financial calculators can also be used for this purpose.
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