LIFE WITH GUARANTEED TERM
An annuity calculation option where the annuitant receives income payments for lifetime but also guarantees to generate income for a minimum number of years, after the commencement of the annuitization period, even if the policyholder dies before the end of the term. This aims to safeguard the annuitant’s beneficiaries from financial difficulties in the event the owner dies. But the payments from annuities are typically smaller.
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