SOFT INQUIRY
Soft inquiry is also known as a ‘soft pull’. It is a credit report check. What makes soft inquiry special is that it does not influence the credit score of an individual. Soft inquiry happens when the individual wants to check his or her own credit report that might be done to ensure the correct report, guarantee a score before major loans, and check for any suspicious activity in the report. Credit checks from employers are also soft inquiries as it doesn’t affect credit score.
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Asset Substitution Problem
A problem which arises when a company trades its low-risk assets for high-risk investments. This substitution moves the value from the bondholders ...
Lawful Money
Any currency, in coin or paper form, that is issued by the United States Treasury, not the Federal Reserve System. It also includes gold and silver ...
Red Clause Letter Of Credit
It refers to a specific type of letter of credit where a buyer extends an unsecured loan to a seller. This permits documentary credit beneficiaries ...
Trust Certificate
Bond or debt investment backed by other assets and serve like a collateral. Normally in a public company, the assets may be seized or sold for the ...
Cowboy Marketing
Slang term for a situation in which a firm is unaware a marketer sends massive spam emails to everyone promote the stock, instead of producing legi ...
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08:00 | Public Sector Net Borrowing | Mar |