FINANCE FOR INDIVIDUALS
An Introduction to Student Loans
A college education is one of the most essential investment in a person’s life. Unfortunately, in this time and age, it has also become one of the most costly investments too. Universities and colleges in the school year 2013-2014 cost an av ...
So You Want A Job in Financial Careers: A Guide
In this tutorial, we will explore the different kinds of financial careers, the various basics of the financial industry, what you need to do in order to land a job in this prestigious field, and see if you’ve got what it takes to be survive ...
Student Loans: Consolidating Federal Loans
If you find it difficult to monitor and pay the student loans on your own, and want to reduce your monthly payment and lengthen the repayment schedule, loan consolidation may be for you. How can borrowers determine if consolidating federal loans i ...
Student Loans: Consolidating Private Loans
Fixed interest rates. That is one viable reason for consolidating private loans although you are not mulling over that option. Private loans generally carry variable interest rates. However, it cannot be consolidated with federal student ...
Student Loans: Federal Loans
Most of the students mull over the idea of maximizing the federal loan availability first before borrowing for college through a private loan. Normally, federal loans have lower, fixed-interest rates, do not require a cosigner, and offer better re ...
Student Loans: Loan Repayment
Students, soon after your graduation, you need to enter the repayment phase. In other words, you have to start paying off your student loans. This term is used by lenders, which refers to the process of repaying the money loaned to a student borro ...
Student Loans: Private Loans
Majority of students consider federal loans as their first borrowing choice. But this loan may not be able to shoulder an entire tuition, not to mention miscellaneous fees, books, board and lodging, and food expenses, among others. This is where p ...
Student Loans: Repayment in Times of Financial Difficulty
One day, you are in the middle of a financial hardship. Unfortunately, you still have student loans to pay. What will you do? In times like these, the federal government designed two options to address the financial difficulty of its borrowers: de ...
Students, How Much Can You Afford to Borrow?
You are about to finish high school. The financial aid office of the university you are considering gave you a financial aid. You are also qualified for student loans. Considering all of these factors, do you think you still need to borrow? If so, ...
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What`s in Store for BRIC Economies?
In 2001, then Goldman Sachs Group Inc. Chief Economist Jim O’Neill coined the acronym BRIC, referring to the economies of Brazil, Russia, India, and China. The acronym, first used in his 2003 report Building Better Global Economic BRICs, grouped the four countries as emerging market powerhouses, saying they had the perfect blend of attributes to make them the upcoming economic su[#ret]perstars.
Special Features on Finance
Taxation in Finance
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