PATENT CLIFF
Patent cliff happens when the revenues of a firm could "fall of a cliff" if one or more of their established products go patent expiry or off-patent because these can be faked by competitors and sold them for cheaper prices. Even though it can be applied to any business field, the term pattern cliff has recently become exclusively associated with the pharmaceutical industry.
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Residual Interest
A charge for borrowing money that accrues on a credit card account between the date the bill is issued and the date the cardholder pays the ...
Middle Class
Individuals who fall between working class and upper class in a social class. Normally, middle class people have a higher proportion of college deg ...
Tier 3 Capital
Capital held by banks to cover some of their market risks including risks from foreign currency exchange and commodities. Its capital debts may ent ...
Share-Draft Account
Share-Draft Account is an account that enables credit-union members to access the shared balance through the writing of drafts on their accounts. I ...
Segregated Disclosures
Segregated Disclosures are lender declarations that come in series mandated by the law, specifically by the Regulation M, to be segregated from oth ...
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SEE FOREX TUTORIAL
Health Savings Account: Eligibility
We discussed the fundamental information regarding HSAs. Now, we shall tackle the qualifications for opening an HSA.
Any person can utili ...
Student Loans: Consolidating Federal Loans
If you find it difficult to monitor and pay the student loans on your own, and want to reduce your monthly payment and lengthen the repayment sched ...
Retirement Planning: Allocating and Diversifying
The assets you select to invest in will depend on numerous factors, including your risk appetite and investment timeframe. The two primary factors ...
Principles of Trading: Introduction
Trading is an active participation in the financial markets. Those who partake in buy-and-hold investing are called traders. Also called market pla ...
Ethical Investing: Instruments for Ethical Investing
The investment instruments available to ethical investors are similar to those available to all other investors, including bonds, exchange-traded f ...
ECONOMIC CALENDAR
| Time | Country | Indices | Period |
|---|---|---|---|
| 05:02 | Trade Balance | Nov | |
| 07:00 | Economy Watchers Survey | Nov | |
| 09:00 | Industrial Production | Oct | |
| 10:00 | SECO Consumer Confidence | Nov | |
| 11:30 | Sentix Investor Confidence | Dec | |
| 01:50 | M2 Money Supply + CD | Nov | |
| 02:01 | BRC Retail Sales Monitor | Nov | |
| 02:30 | NAB Business Confidence | Nov | |
| 05:30 | RBA Interest Rate Decision | Dec |
