RESET DATE
The time when the initial fixed interest rate on an adjustable rate mortgage changes to an adjustable rate. Reset date is commonly one to five years from the mortgage’s start date. After the initial reset date, the interest rate will continue to reset as often as once a month.
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Investment Grade
A rating ascribed to bonds with relatively low risk of default. Rating agencies such as Standard & Poor’s use several designations that c ...
Certificateless Municipals
Municipal bond with only one certificate for the entire issue. Also a book-entry security, the absence of the certificate simplifies recordkeeping ...
Blue Ocean
Slang term for uncontested market space for an unidentified industry or innovation. Blue oceans refer to vast potential profits. Professors W. Chan ...
Debt Load
It is the leverage where in the company is carrying in its books. The amount of debt a firm is carrying can be found in the company's balance s ...
Adjustment Provision
A life insurance policy provision which permits the policy to be reiterated in different ways. This may involve decrease or increases to either the ...
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