TEASER RATE
Initial interest rate on an adjustable-rate mortgage. Normally, its rate goes below the current market rate and lenders use this to gain borrowers to choose ARMs over other mortgages. The rate will take effect for only a few months, then it will gradually increase until it hits the fully indexed rate, a static margin rate plus floating rate index where the mortgage is linked.
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Liquidity Adjustment Facility
A tool in monetary policy where banks are allowed to borrow money through repurchase agreements, and to respond to liquidity pressures. The governm ...
Data Warehousing
Electronic storage of information in a business or corporation. It should be secure, reliable and easy to retrieve and manage. It originated in 198 ...
One-Tailed Test
A statistical test where the critical area of a circulation is one-sided so that it is either less than or greater than a specific value, but not b ...
Less-than-Truckload
A shipping service that carries small loads of freight, weight between partial and full truckload. The service is being offered by many large and n ...
Original Cost
It simply refers to the total cost associated in buying an asset.
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