USE AND OCCUPANCY INSURANCE – U&O
Use and Occupancy Insurance is a kind of insurance coverage that takes care of losses in the property or machinery usage caused by damages from hazards and risks. These hazards are those that are not man-made like fires, typhoons, and other natural disasters. The use and occupancy insurance have specified coverage if the machinery or property is deemed useless through endorsements to property or casualty insurance policies.
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Original Cost
It simply refers to the total cost associated in buying an asset.
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