Balloon loan paid at the end of the term. The loan will be refinanced to fulfill the balloon payment obligation.
This is used by a married couple who purchases single life annuity for the older spouse and a joint life annuity for both of them. In case the youn ...
In options or futures contract, the difference between the current price and the previous day’s closing price.
Smeal College of Business
Smeal College of Business is the Penn State University’s school of business. It offers undergraduate, graduate, and doctoral programs in vari ...
Purple Chip Stock
A term coined by portfolio manager John Schwinghamer in his book "Purple Chips: Winning in the Stock Market with the Very Best of the Blue Chi ...
Short-term obligations, normally less than 90 days, providing return through interest payments, Generally, it offer a low return unlike oth ...
Flashback Friday: Winsome Formula of Financial Advisors
Employs holistic approach. Different advisors, different specializations. The best ones employ a holistic approach when dealing with their ...
Important Ratios to Analyze the Mining Sector
The mining industry is one of the oldest yet established sectors in the world today. Mining has been crucial to the development of several nations, ...
Benefits and Drawbacks of Trade Deficit
Trade deficit is either be beneficial or detrimental to an economy, depending on the circumstances revolving the country. Negative balance of trade ...
Can Investors Depend on Commodity Funds?
In essence, commodity funds invest in various agricultural products such as oil, gold, corn, or livestock. Some commodity funds invest in futures, ...
Are You Ready to Retire?
Is your retirement on course? Look at the following indicators to determine if you are well prepared to retire:
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Macroeconomics: Basic Concepts
The concepts involved in macroeconomics focus on three fields, including national output and income, unemployment, and inflation and deflation. The ...
Ethical Investing: Socially Responsible Investing
Socially responsible investors look for socially responsible companies, especially their relations with outsiders. First and foremost, th ...
Digesting Financial Statements: Earnings
For assessing how a company performed in a given period, the relation between income and cash flow statements should be taken into account. Several ...
A Guide to Your Personal Income Tax: Essentials
In the United States, the progressive tax system is one of the most important yet misunderstood concepts of tax planning. Whenever people are asked ...
Retirement Planning: The Significance of Retirement
Previously, we went through the overview of retirement. In this article, we will now explore its significance, before discussing how to map out a s ...
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