LOAN
An arrangement, either oral or written, by which the lender gives money, property, or other material goods to another party (borrower) in exchange for repaying the principal amount, along with interest rate or other finance charges in the future. This can be for a certain or one-time amount, or can also be an open-ended credit up to the specific ceiling amount. There are at least three types of loan: Demand loan, where the loan is repayable upon the lender’s demand; Time loan, if payable in lump sum on the loan's maturity date; and installment loan, to be repaid in equal monthly payments. Banks further classify these loans into other categories such as commercial loans, consumer loans, industrial loans, construction loans, mortgage loans, secured loans, and unsecured loans.
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Specific-Shares Method
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Sample Selection Bias
Combined Loan to Value Ratio - CLTV Ratio
Contagion
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