Usury is the act of lending money which has an interest rate that might be regarded by the general market as unreasonably high and more often than not is higher than the interest rate allowed by the law. It was in King Henry VIII’s reign where usury proliferated and became a common deed in England during the time. Originally, usury referred to charges that may range from any amount on funds that were loaned. In the course of history, the meaning of usury evolved into something to the effect of excess interest charged for loaned assets. Although, in some religions and places around the world, it is illegal to charge interest.