A Guide to Becoming a Finance Expert
Wouldn’t it be nice not having to rely on another person when managing your funds? Aside from the added convenience it brings, being able to take hold of your money and have a background in business will save you lots of time and a few penni ...
A Primer on Retirement Planning
Every person dreams of enjoying their lives once they reach their golden years. Most people desire living in a house with a beach front view or a mountain view, or manage a farmland. Some desire traveling around the world. Others want to spend the ...
An Introduction to Insurance
Most people in the world own insurance. Insurance take a lot of forms such as medical insurance, automobile insurance, and the most common of them all: the life insurance. We, as human beings, face risks every day. We are prone to unexpected event ...
Buying a Home: Choosing the Best Location
The first consideration when buying a new house is choosing the place where you want to live, regardless if this will serve as an investment or upgrading your lifestyle. This won’t only determine the value of your investment in an investment ...
Buying a Home: Closing the Deal
It’s almost done! With just a few steps away, the house that you have been dreaming of will be yours. But before anything else, you will need to review and understand the HUD-1 form, a paper outlining ...
Buying a Home: Determining the Amount You Can Afford
You have decided to buy a house, choose the best location, and select a home suitable for you needs. It is high time to determine the amount you can afford to purchase your dream house. You must do the affordability computations yourself ...
Buying a Home: Everybody’s Goal
Since childhood, Selena has always dreamed of owning a large farm house surrounded with lots of animals – every kind of animal the world has – and having five children. Just like her, everyone visualizes what their dream hous ...
Buying a Home: Finding the Best House
Nothing can stop you from looking for the home of your dreams. Even though you have no agent, you can do your own diligence. Drive around neighborhoods you feel you would like to live. Look for houses being sold. List down their addresses. And jot ...
Buying a Home: Getting Into the Escrow Process
You write an offer and the seller accepts it. Deal closed. It is about time to go through the escrow process. Why does a buyer need to undergo this phase? An escrow company serves as a neutral third party between the buyer and the seller ...
Buying a Home: Getting Pre-Approved for a Mortgage
You have determined the amount needed to buy the home of your dreams. Now, figure out the amount a bank can lend you. The rationale behind this is to find out what the bank will let you borrow before you begin looking for a house, so that real est ...
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Is Trading a More Ideal Job For You?
If you are tired of the routinary nine-to-five office employment that you have, then maybe you should consider trading as a replacement to your current occupation. Don’t think you can handle it? No worries, the evolution of technology in today’s modern era and high volume of exchanges have given rise to a low-barrier entry into the trading field.
Finance for Individuals
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