A unit count produced by the Equifax Credit Bureau to classify an individual's credit-capacity. Figure out through a complex algorithm are the credit scores or also called as beacon scores. These scores tell the lender the possibility of the borrower to repay the loan. The Beacon score was changed with the Pinnacle score, when NextGen FICO scores begun its used.

Numerical criteria associated in computing a Beacon score can contain latest account of debts, duration of an account, late payments and kinds of credit and new applications for credit.