HARD MONEY LOAN
A short-term loan that uses the real property’s value owned by the borrower as its collateral.
Currency which can be easily and readily bought or sold for another currency without government restrictions. Also known as hard currency.
Nominal Interest Rate
The interest rate before taking inflation into account. The nominal interest rate is the rate quoted in loan and deposit agreements. The equation t ...
Automated Clearing House - ACH
A fund transfer system that deals with direct deposit, payroll, consumer bills, tax refunds, and many more payment services.
Flipping refers to a real estate investment strategy where investors buy properties and then sell them for a profit.
Tax-liability rule stating a portion of the death benefit is considered an ordinary income and subject to taxation if a life insurance policy is so ...
Three Interesting Trivia regarding Income Tax
Every individual is a taxpayer. The government utilize such payments to fund their projects and uphold the best interests of their people. Most nat ...
How to Avoid Identity Theft
According to the Federal Trade Commission, identity theft remained the top consumer complaint in 2014. Also, the Identity Theft Resource Center rep ...
Refuting the Tales about Dividends
What are the misconceptions surrounding dividends? Below are some of the common fallacies about dividend-focused investments. ...
Home Buying Traps to Avoid
A house is certainly one of the best long term investments you can make, but most first time purchasers are bound to encounter pitfalls along the w ...
International Stocks... Why?
For several long-term investors, home-country bias is one of their biggest interferences when it comes to building their portfolio. It refers to in ...
SEE FOREX TUTORIAL
Principles of Trading: Introduction
Trading is an active participation in the financial markets. Those who partake in buy-and-hold investing are called traders. Also called market pla ...
Student Loans: Repayment in Times of Financial Difficulty
One day, you are in the middle of a financial hardship. Unfortunately, you still have student loans to pay. What will you do? In times like these, ...
Student Loans: Consolidating Private Loans
Fixed interest rates. That is one viable reason for consolidating private loans although you are not mulling over that option. Private lo ...
How Much Does a Home Remodeling Cost?
If your house can handle a renovation, the next thing you need to find out is the cost of a home remodeling. You may nee ...
Student Loans: Federal Loans
Most of the students mull over the idea of maximizing the federal loan availability first before borrowing for college through a private loan. Norm ...
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