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MONEY SMART

Watch Out for Early Signs of Bankruptcy
If you are currently worried about your finances and uncertain if you are spending way beyond your earnings, these are some indicators that will serve as your guide. Below threshold credit score Credit agencies he ...
Ways to Find a Good Real Estate Agent
Buying and/or selling a house is difficult, but what makes it harder? Lazy or inept real estate agents. Let this article help you with searching for a good agent before you decide to sign a listing contract. Look around. Talk to the bran ...
Ways to Obtain Best Mortgage Rates
Every family dreams of purchasing a house for them. But they need to secure a mortgage in order to fulfill that ambition. There are several mortgage rates available in the market, but one has to do their own research to get the best ones. < ...
Weighing on the Critical Illness Insurance
Rising cost of premiums remain a concern for most people. The industry, for the longest time, has been grappling with alleviating woes by providing various products to consumers, including critical illness insurance. It basically gives a lump sum ...
What Could Happen If…
...if you do not have a health insurance? A recent survey by ionTuition of college students, 55% of the respondents would prefer a student loan match to healthcare benefits. Also, a Kaiser Family Foundation data showed there wer ...
What If You Outlive Your Retirement Savings?
A recent estimate revealed that the life expectancy of an average American falls at 79. Two years ago, around 72,000 individuals have reached over a hundred years old and this year, the figure is expected to exceed 370,000. Separately, only 4% of ...
What is the Significance of Property Insurance?
Why should we obtain an insurance? There are two primary reasons for obtaining an insurance: to protect your assets against potential losses and financial difficulties, as well as to satisfy your lender since insurance is one of their re ...
What`s in a Pet Insurance?
You love your pets more than anything else, and you will do everything in might to protect your four-legged best friend. You even created a pet emergency fund to cover unexpected pet costs. Sure, this is a good idea: saving for the rainy days. But ...
Why Estate Planning?
Gone are the days when only wealthy people ascribe to estate planning. Every person or family can now avail this service as long as they have assets or properties which they intend to pass on to their family members someday.   ...
Work On Your Credit Report
Credit report matters to many people. They know where to get a copy of that report. However, people do not know how to understand it or correct any erroneous information. Below are the common items which appear on a credit report and how you can e ...
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