Money is one of the most disputed issues in marriage and the leading causes of divorce. Instead of consistent and sincere communication, couples contend with financial quarrels by trial and error. Having said that, let this article outline how spouses should handle money matters.

Set Goals and Make it Known

A couple who sets (financial) goals, stays together. Setting and working on the goals hand in hand will bring you and your significant other closer. Also, you’ll be more likely to stick to your budget if you know what you aim to attain and how important that goal is for your family.

Next, list down all your goals where both of you can see them. For instance, if you want to purchase a house, put a sticky note on a picture of the house you are buying which says, "Our future house (or something like that)." Such reminders will help you to remain on track and remind you of the purpose behind budgeting and keeping your spending in check.

Determine a Budget Date

If you do not budget, start it now and schedule a date. Discussing the matter with your spouse every month can help you be on the same page when it comes to finances, talk openly about money, and go through potential problems. The key here is communication. Once you are both aware of the daily finances in your house, the two of you will work better as a team. Instead of a budget meeting, make it a date at home. Cook your favorite meals and strive to end that "date" positively.

Have Separate Spending Limits

You and your spouse should have fun fund each month. You can take out a particular amount in cash. You can also set up a separate bank account for you and your spouse with a debit card. It’s always nice to have some money you can spend on whatever you wish every month without seeking the approval of your spouse or compromising your budget. It can cut the amount of nagging or finger pointing that can appear from time to time.

Consult a Financial Planner

In some instances, a financial planner is necessary to resolve financial fights. This professional can serve as a mediator when you and your spouse cannot agree on a financial issue, as well as help you achieve both your short-term and long-term goals.