Term of the day
Unauthorized Insurer is a company that pretends to be an authorized provider of a financial protection plan. It basically works through fraudulent operations to take money from consumers and at times even insurance agents in ex ...
Find Your Words:
Time period when a stock trades either above support, below resistance, or both. Market occurrence where the demand for a specif ...
Natural Gas ETF
Natural gas ETFs opened well when they first started trading on the American Stock Exchange or AMEX. It’s been very useful to institutional i ...
Private Activity Bond - PAB
Tax-exempt bonds issued by or on behalf of local or state government to provide special financing benefits for qualified projects. The financing is ...
Auction Rate Bond - ARB
A debt security which possess an adjustable interest rate and a fixed term of 20 up to 30 years. The interest rate of an auction rate bond is deriv ...
Employee Share Ownership Trust - ESOT
Program assisting in the acquisition and distribution of a firm’s stocks to its employees. This ownership aims to lift the employees’ m ...
Can Investors Depend on Commodity Funds?
In essence, commodity funds invest in various agricultural products such as oil, gold, corn, or livestock. Some commodity funds invest in futures, options, or stocks of companies. While commodity f unds are not as popular as bonds or stocks, this can provide an opportunity for any investor.
Finance for Individuals
What Could Happen If…
...if you do not have a health insurance? A recent survey by ionTuition of college students, 55% of the respondents would prefer a student loan match to healthcare benefits. Also , a Kaiser Family Foundation data showed there were 32 million uninsured adults (between the ages of 19 and 64) in the United States.
Special Features on Finance
Taxation in Finance
Introducing the Federal Tax Brackets
The first federal income tax statute stemmed from enacting the Revenue Act of 1861, which was passed by the Union government to help fund expenses related to Civil War. Then the second revenue was passed in 1862, which introduced two tax brackets: 3% for annual incomes ranging from $600 to $10,000, and 5% on incomes $10,000 and above.
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