Term of the day
Uncounted physical stocks of a commodity in the hands of manufacturers, wholesalers, and producers which are available for delivery but cannot be accurately identified.
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Investor who invests before, during, and after a firm’s initial public offering. He seeks to generate the highest returns possible by investi ...
A type trust that is created for a person or persons. Wealthy or middle-class beneficiaries use personal trusts to accomplish financial objectives. ...
Commissioner of Banking
Commissioner supervising all of the banks in a state. The individual oversees the liquidation of insolvent banks, and also performs other administr ...
Total amount owed by a taxpayer in a given year, accounting all credit and deductions but not the tax payments made during the year. It is then com ...
A balance sheet that has the dividends of the declared but not yet paid shareholders. It is tagged as a liability and will remain until it is paid. ...
A Guide to Bank Stress Test
Bank stress test refers to an analysis conducted in times of a weak economic period designed to determine if a bank has sufficient capital to weather the impact of detrimental developments. In the United States, the Federal Treasury reviews unfavorable economic situations and evaluates if a bank can withstand it.
Finance for Individuals
Explaining the Significance of Budgeting to Clients
Most people only resort to budgeting when they are already short on cash or undergoing a major transition. But this should not be the practice. Budgeting is for people of all ages and any situation or milestone in your life, such as buying a house and getting married, regardless of the current financial situation.
Special Features on Finance
Taxation in Finance
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