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Dual Apper

Potential mortgage borrower who files two mortgage applications simultaneously with various lenders, normally mortgage brokers, without the knowledge of two lenders. A borrower employs this to guard themselves from a lender gam ...

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Finance for Individuals
Finance for Individuals
Ensure Diversification of Clients` Investments
Sure, your clients know they should not put all of their eggs in one basket when investing. But they tend to forget that saying. Advisors, you are much aware of the consequences of not diversifying their portfolio.
Financial Literacy
Financial Literacy
Splurging When Times Are Good
“Americans spend all or most of their income on things that have little or no lasting value.” – Thomas Stanley, The Millionaire Next Door author
Investment Instruments
Investment Instruments
Comparing REITs and REIT ETFs
What is the difference between real estate investment trusts and REIT ETFs? REITs, trading on major exchanges, invest in real estate through mortgages or pro perty.
Money Smart
Money Smart
Ready to Buy a Home? Perhaps Not
Everyone dreams of owning a house someday. You may be ready to have one, but your budget is not. Do you want to know why? Likelihood of becoming poor. Many people hasten the proc ess of home buying, especially first timers, without thinking whether they can really afford it or not.
Taxation in Finance
Taxation in Finance
Taxation in a Bear Market
Global stock markets marked the beginning of 2016 on a negative note, with Dow Jones Industrial Average and the S&P 500 Index wiping out more than 5% this year. Some analysts and investors beli eve the downfall will continue.
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