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MONEY SMART

Is It Wise To Venture Into Rental Property?
A great strategy for portfolio diversification would be to own a real estate for lease. In a recent report, it was stated that the number of households renting from 2005 to 2015 went up by nine million, which is the highest climb over a decade sin ...
Is Retirement Dangerous to Your Health?
Can retirement endanger one’s health? Referring to a research, the Social Security Administration said people who retire at 62 die earlier than those who retire at 65, regardless of the income level. B ...
Is There a Need to Obtain Unemployment Insurance?
Some companies do not offer a severance package when you tender your resignation or your employer suddenly decides to terminate you for whatever reason. Granted you won’t be receiving one and you have no unemployment insurance, the only thin ...
Last-Minute Retirement Checklist
We all want to retire peacefully where we can just relax and enjoy life. But as we get closer and closer to our golden years, are we all set for retirement? Here are some of the important things we should check before we retire E ...
Life Insurance and Retirement - A Good Idea?
Question: Is it fine to secure insurance after retiring?   Answer: There’s no standard answer for this question. Getting a life insurance after retirement depends on many factors. Different people, ...
Life Insurance Policy Clauses
Beneficiary Clause This proviso enables the insured to name individual(s) who will receive the proceeds after his or her death. A life insurance’s main goal is to transfer wealth to the owner’s heirs or provi ...
Major Blunders When Selling a House
Selling your abode should not take a toll on you. However, committing the following mistakes may slow down this process. Here’s what you can do to make selling a home an easy breezy.   Overpricing. Sure, you ...
Make the Most of Your Retirement Nest Egg
Many people come up with plans to reach retirement but not living through their golden years. Sure, having a sound plan goes a long way to ensure stress-free retirement years. But it is also important to determine how to budget your retirement inc ...
Making the Most Out of Your Benefits
As employees, one of the most rewarding experience of your everyday struggle to go to work and finish your tasks is being able to maximize your benefits, as utilizing them is like harvesting some of the fruits of your hard work. For individuals th ...
Marrying Later in Life? Secure Your Finances
Even if you are about to marry or remarry, a lot of twists and turns will come your way. While challenges and hardships are inevitable, at least we can do something to secure our finances. Speaking of finances, here are the five areas you must tal ...
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