Term of the day

Term of the day

Statutory Audit

Statutory Audit is is the act of legally auditing a company’s and government’s financial records for accuracy that is mandatory. This is done to ensure the fair and accurate representation of financial position. ...

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Finance for Individuals
Finance for Individuals
Why Are Millennials Overly Worried About Retirement?
Although often dubbed as lazy and immature, today’s generation are highly aware of the global financial state and are more than ready for it than most people think they are. This is because t hey are noticeably more engaged when it comes to saving up for their future needs especially for retirement compared to the boomers, who started somewhere at the age of 35.
Financial Literacy
Financial Literacy
Living below the Poverty Line is Expensive
Feeding America said 45.3 million Americans (or 14.5% of the overall population) were living in the poverty line. Those living in poverty earn less than $12,000 annually. An average family of three takes home less than $19,600.
Investment Instruments
Investment Instruments
ETF Investing: Active or Passive?
An exchange-traded fund (ETF) is a security tracking a basket of assets, a commodity, bonds, or indexes. Available in hundreds of varieties, ETFs offer all of the benefits seen in index mutual fund s such as low turnover, broad diversification, and low cost, not to mention its significantly lower expense ratios.
Special Features on Finance
Special Features on Finance
Rationale to Obtain Umbrella Insurance
There is a notion the umbrella insurance is only for rich people. But Mitch Freedman, CPA and personal financial specialist, said as long as a person can earn a livelihood, he or she should secure a coverage.
Taxation in Finance
Taxation in Finance
Knowing Your Taxes
Basically, everywhere there is tax. Ever pay day, a portion of your hard earned money goes to tax. When you buy goods and services, more often than not, there will be value added taxes. Owning a ho use means you have to pay taxes.
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